Considering purchasing or refinancing investment real estate and requiring financing under $7MM? Since launching our $225MM financing envelope in 2014, we've emerged as a national leader in the origination of commercial & investment real estate loans under $7MM. Take advantage of our Small Balance program, which is designed to capture financing opportunities that were passed on by depository lenders.
Transaction Type: Purchase, Refinance, & Cash Out Refinance
LTV: 75% Max LTV (based upon asset and location)
Fixed Period: 3,5,7,10 and 30-year
Points: up to 2 points (par pricing available)
Loan Amounts: $300,000 to $7,000,000
Amortization: up to 30 Year Fully Amortizing (other amortization options available)
Index: WSJ Prime
Rate Caps: 2% for the first year, then 1% periodically
Prepayment Penalty: 3% for each year the loan is fixed. No PPP options are available.
Rate Buy-down: Available with additional origination costs.
-Minimum Credit Score: 630
-Expense Deposit Required Fort 3rd Party Reports
-Rate Lock When Loan Documents Drawn
-Impounds For Property Taxes and Insurance Required
-IBS Must Order 3rd Party Reports
- Foreign National Financing Max CLTV of 60%
Single-Family Investment Properties
Mobile Home Parks
Learn more about our nation-leading investment real estate lending programs by downloading our brochures and guides and visiting the links below. Reach out to a Relationship Manager for more information:
IBS Family of Companies
Downtown W. Palm Beach
Mailing and Appointments
515 N. Flagler Drive
Floor 300 | Suite 448
W. Palm Beach, FL 33401
Palm Beach Exec. Office
IBS Equity Fund & IBS Real Estate Investment Co.
12161 Ken Adams Way
Wellington, FL 33414
Capital Funding Solutions
2021 Tyler Street
Hollywood, Florida 33020
Or use our contact form.