Unitranche Term Facility

The IBS Unitranche Term Facility (UTF) fuels American businesses with low-cost capital for acquisitions, dividend recapitalizations, and aggressive growth strategies. Lower-middle market companies choose the facility due to its lower costs and favorable prepayment terms relative to other alternatives such as mezzanine debt. IBS Institutional Capital provides UTF financing to hyper-growth companies that require scalable credit term facilities based on their current and projected growth.

General Financing Parameters  

Loan Commitments

• $10,000,000 to$50,000,000
• Dedicated syndication capabilities up to$150,000,000

Structures

• Senior Debt
• Second Lien
• Subordinate/Mezzanine Debt

Term

• 3, 5, or 7 years 

Amortization:

• Interest-only 

Rate:

• Starting at SOFR Plus 7.00% 

Typical Uses:

• Recapitalizations/Refinancing
• Acquisitions
• Accelerated Growth                  

Learn how IBS drives the success of small and middle-market-sized companies through its nation-leading corporate finance programs by downloading our brochures and guides and visiting the links below. Reach out to a Relationship Manager for more information.

Short Term Bridge

Expansion Term Loan

Asset Based Lending

Intellectual Property Finance