IBS Asset Based Lending

We provide creative asset-based financing to small & middle-market-sized companies throughout the continental United States. IBS Institutional Capital's (IBS) Asset Based Lending (ABL) Program provides low-cost capital for acquisitions, dividend recapitalizations, growth, debt restructurings, debtor-in-possession, and turnarounds. As a non-recourse lender, IBS provides ABL financing to hyper-growth companies that require scalable credit lines based on their assets and projected growth. General parameters include:


General Lending Parameters

Loan Commitments:

  • $3,000,000 to $50,000,000
  • Dedicated syndication capabilities up to $50,000,000


  • Up to 80% of eligible accounts receivable (foreign receivables financed in over 30 countries)
  • Up to 100% of eligible purchase orders
  • Up to 60% of eligible inventory with higher advance rates available based upon appraisal.


Term loans

  • Up to 80% of the liquidation value of equipment
  • Up to 75% of the appraised fair market value of a real estate
  • Capital expenditure facilities available to finance new equipment purchases



  • Interest-only- inventory assets
  • Up to 7 years – equipment loans
  • Up to 30 years – real estate loans


Typical Uses

  • Refinancing/Working Capital
  • Acquisition
  • Growth
  • Distress and Turnaround


Learn how IBS drives the success of small and middle-market-sized companies through its nation-leading corporate finance programs by downloading our brochures and guides and visiting the links below. Reach out to a Relationship Manager for more information.



Short Term Bridge 

Expansion Term Loan

Unitranche Term Facility

Intellectual Property Finance

Contact Us

IBS Family of Companies


Downtown W. Palm Beach

Mailing and Appointments

515 N. Flagler Drive

Floor 300 | Suite 448

W. Palm Beach, FL 33401


Palm Beach Exec. Office 

IBS Equity Fund & IBS Real Estate Investment Co.

1500 Corproate Center Way

Suite 102

Wellington, FL 33414


Trade Finance- CFS  

2021 Tyler Street 

Suite 208

Hollywood, Florida 33020



Phone: +1 954 889-5827



Or use our contact form.

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