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IBS Asset Based Lending

IBS, N.A. provides creative asset-based financing to small & middle-market sized companies throughout the continental United States. IBS, N.A.’s Asset Based Lending (ABL) Program provides low-cost capital for acquisitions, dividend recapitalizations, growth, debt restructurings, debtor-in-possession, and turnarounds. As a non-recourse lender, IBS, N.A. provides ABL financing to hyper-growth companies who require scalable credit lines based on their assets and projected growth. General parameters include:

 

General Lending Parameters


Loan Commitments:

  • $1,000,000 to $50,000,000
  • Dedicated syndication capabilities up to $50,000,000


Revolver

  • Up to 80% of eligible accounts receivable
  • Up to 60% of eligible inventory with higher advance rates available based upon appraisal.

 

Term loans

  • Up to 80% of the liquidation value of equipment
  • Up to 75% of the appraised fair market value of a real estate
  • Capital expenditure facilities available to finance new equipment purchases

 

Amortization

  • Interest only- Inventory Assets
  • Up to 7 years – equipment loans
  • Up to 15 years – real estate loans


Cashflow-based loans

  • Up to 25% of the total credit facility and supported by sufficient cash flow to repay principal, generally within 24 months

Typical Uses:

  • Refinancing/Working Capital
  • Acquisition
  • Growth
  • Distress and Turnaround

 

Learn how IBS, N.A. drives over 3,500 small and middle market sized companies through its nation-leading corporate finance programs via the buttons below and reach out to a Relationship Manager for more information:

 

Working Capital Loan

Expansion Term Loan

Letter of Credit

IBS Client Financing Program

IBS Corporate Finance Brochure
Learn why thousands of small to medium-sized business choose IBS, N.A. as their sole capital provider.
IBS Corp Finance Brochure 5-2019.pdf
Adobe Acrobat document [904.7 KB]
IBS Asset Based Lending Guide
Learn more about Asset Based Lending and how it can benefit your company.
IBS Asset Based Guide 5-2019 .pdf
Adobe Acrobat document [701.0 KB]

Contact Us

Institutional Banking Services, N.A. CORP

 

Fort Lauderdale Office

Mailing and Appointments

401 E Las Olas Blvd

Suite 1400

Fort Lauderdale, FL 33301

 

West Palm Beach Office 

The Wagg Building 

215 South Olive Ave

Suite 201

W.Palm Beach, FL 33401

 

Wellington Office

Executive Office

12161 Ken Adams Way

Wellington FL, 33414

 

Capital Funding Solutions Office

2021 Tyler Street 

Suite 208

Hollywood, Florida 33020

 

 

Phone: +1 954 889-5827

Email: originations@myinstitutionalbanking.com

 

Or use our contact form.

Expert Advice & Guidance

Life is full of surprises. Rely on our Relationship Managers and network of Attorney's, CPA's, Real Estate Brokers and Insurance Agents to provide you with sound financial advice that won't leave you scratching your head. We'll explain your options in uncomplicated terms. 

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