Expansion Term Loan

We've made small business financing a fundamental part of our business. Since opening our doors, we have backed companies in all lines of business and industries. IBS is proud to partner with some of the most recognized brands, such as IHOP and Choice Hotels, as well as independent manufacturers, retailers, distributors, and healthcare professionals. Our Expansion Term Loan was designed to fuel entrepreneurship, whether purchasing new equipment, hiring staff, or adding locations.


Program Overview

  • Transaction sizes range from $1,000,000 to $7,000,000 
  • Fully amortizing terms between 5 to 15 years
  • Fixed rates and floating starting at WSJ Prime plus a margin of 3.50%  
  • Closing occurs within 4-6 weeks
  • Target industries include Distribution, Manufacturing, Retail, Professional Services, Technology, and Hospitality.
  • Unlike SBA or conventional bank financing, IBS does not require "additional collateral" in the form of cash, personal residences, etc.   



Additional Parameters

  • Minimum gross revenue of $3MM
  • Minimum operating history of 3 years  
  • Bankruptcies must be dismissed/discharged for at least seven years
  • Targeting A/B credit, all credits that do not conform to this program will be considered for the IBS Short-Term Bridge Program


Learn how IBS drives the success of small and middle-market-sized companies through its nation-leading corporate finance programs by downloading our brochures and guides and visiting the links below. Reach out to a Relationship Manager for more information.



Short Term Bridge

Asset Based Lending

Unitranche Term Facility

Intellectual Property Finance

Contact Us

IBS Family of Companies


Downtown W. Palm Beach

Mailing and Appointments

515 N. Flagler Drive

Floor 300 | Suite 448

W. Palm Beach, FL 33401


Palm Beach Exec. Office 

IBS Equity Fund & IBS Real Estate Investment Co.

1500 Corproate Center Way

Suite 102

Wellington, FL 33414


Trade Finance- CFS  

2021 Tyler Street 

Suite 208

Hollywood, Florida 33020



Phone: +1 954 889-5827



Or use our contact form.

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