Considering purchasing or refinancing investment real estate and require financing under $7MM? Since launching its $225MM SBIR IV Fund in 2014, IBS, N.A. has emerged as a national leader in the origination of commercial & investment real estate loans under $7MM Take advantage of our Small Balance program that is designed to capture financing opportunities which were passed on by depository lenders.
Transaction Type: Purchase, Refinance, &Cash Out Refinance
LTV: 75% Max LTV (based upon asset and location)
Fixed Period: 2,3,5,7,10 and 30 year
Points: up to 2 points (par pricing available)
Loan Amounts: $300,000 to $7,000,000
Amortization: up to 30 Year Fully Amortizing (other amortization options available)
Index: WSJ P
Rate Caps: 2% for the First Year Then 1% periodically
Prepayment Penalty: 5% for Each Year That The Loan is Fixed
Rate Buy-down: Available with additional origination costs.
-Minimum Credit Score: 630
-Expense Deposit Required Fort 3rd Party Reports
-Rate Lock When Loan Documents Drawn
-Impounds For Property Taxes and Insurance Required
-IBS Must Order 3rd Party Reports
- Foreign National Financing Max CLTV of 60%
Multifamily – Apartment Buildings
Single Family Investment Properties
Mobile Home Parks
Garage & Auto Repair
Learn more about the IBS, N.A. affiliated companies who make us the chosen partner for over 7,000 professional real estate investors. Visit IBS Investment Bank at www.ibsinvestmentbank.com or IBS Real Estate Investment Company at www.IBSREICO.com
Learn more about our nation-leading investment real estate lending programs via the links below and reach out to a Relationship Manager for more information:
Institutional Banking Services, N.A. CORP
Fort Lauderdale Office
Mailing and Appointments
401 E Las Olas Blvd
Fort Lauderdale, FL 33301
Boca Raton Office
101 Plaza Real S
Boca Raton, FL 33432
Capital Funding Solutions Office
2021 Tyler Street
Hollywood, Florida 33020
Or use our contact form.
Life is full of surprises. Rely on our Relationship Managers and network of Attorney's, CPA's, Real Estate Brokers and Insurance Agents to provide you with sound financial advice that won't leave you scratching your head. We'll explain your options in uncomplicated terms.
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