Working Capital/Bridge Loans


IBS, N.A. understands how frustrating it can be when business owners see opportunities but cannot act on them because they do not have the right financing. Unfortunately, everyday thousands of small business loan applications are rejected by depository banks. IBS, N.A. is ready to help meet your needs with real capital that lets you control payments on your terms:


Benefits of doing Business with IBS

• We loan from $250,000 up to $1,000,000.

•We typically offer longer terms than our competitors with terms up to 24 months.

• Interest is tax deductible - our tax deductible loan results in lower effective financing costs.

• Weekly or Monthly repayment - we don’t interrupt credit card processing or require lockboxes.

• Tax Returns are not required on transaction below $250,000

• Pre-Approval offers within 48 hours of complete submission.



Below are some additional parameters

• Brick and mortar retail.

• Minimum of $1MM in annual sales.

• Minimum credit score of 600. 

• No open BKs, BK must be dismissed/ discharged for at least 1 year.

• Tax liens must have a payment plan arrangement with the IRS.

• Must be current on mortgage and business rent (or brought current with loan proceeds)

Contact Us

Institutional Banking Services, N.A. CORP


Fort Lauderdale Office

Mailing and Appointments

401 E Las Olas Blvd

Suite 1400

Fort Lauderdale, FL 33301


Boca Raton Office 

Executive Office

101 Plaza Real S

Suite 222

Boca Raton, FL 33432


Capital Funding Solutions Office

2021 Tyler Street 

Suite 208

Hoolywood, Florida 33020



Phone: +1 954 889-5827


Or use our contact form.

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