IBS Client Finance Program

The IBS, N.A. Unitranche Term Facility (UTF) fuels American businesses with low-cost capital for acquisitions, dividend recapitalizations, and aggressive growth strategies. Lower-middle market companies choose the facility due to its lower costs and favorable prepayment terms relative to other alternatives such as mezzanine debt. IBS, N.A. provides UTF financing to hyper-growth companies who require scalable credit term facilities based on their current and projected growth. Generalparametersinclude:

Loan Commitments:

• $5,000,000 to$50,000,000

• Dedicated syndication capabilities up to$150,000,000

Structures:

• Unitranche Debt
• Second Lien
• Subordinate/Mezzanine Debt

Term:

• 3, 5, or 7 years 

Amortization:

• Interest-only 

Rate:

• Starting at LIBOR Plus 5.00% 

TypicalUses:

• Recapitalizations/Refinancing
• Acquisitions
• Accelerated Growth                  

Learn how IBS, N.A. drives over 3,500 small and middle market sized companies through its nation-leading corporate finance programs via the buttons below and reach out to a Relationship Manager for more information:

Working Capital Loan

Expansion Term Loan

Asset Based Lending

Letter of Credit