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Expansion Term Loan

IBS, N.A. has made small business financing a fundamental part of our business. Since opening our doors we have backed companies in all lines of business and industries. IBS, N.A. is proud to partner with some of the most recognized brands such as IHOP and Choice Hotels, as well as independent manufacturers, retailers, distributors and healthcare professionals. Whether purchasing new equipment, hiring staff or adding locations our Expansion Lending Program was designed to fuel entrepreneurship.

 

Program Overview

  • Our transaction sizes are focused between $500,000 to $5,000,000, with an average transaction size of $2,000,000.
  • Under-secured conventional financing with terms of 24 to 180 months.
  • Fixed rates and floating between 6.5% to 10.5% range depending on the risk associated with the transaction.  
  • Currently, financing transactions in all 47 States (excluding California, North Dakota & South Dakota)
  • Unlike SBA or conventional bank financing we do not require “additional collateral” in the form of mortgages, CD’s, LOC, etc.  This program is cash flow based and relies upon the credit of the franchisee and the franchise system’s track record of making franchisees successful.  
  • Provided we have all required information, along with a signed proposal, the applicant can generally expect to close within 4-6 weeks.
  • IBS, N.A. currently provides financing for an array of industries including: Distribution, Casual Dining, Manufacturing, Retail, Professional Services, Hotel and Fitness. 

 
Additional Parameters

  • Program requires full financial underwriting (personal and corporate tax returns, financial statements, etc.).
  • Businesses with gross annual sales of at least $1MM
  • Businesses must possess 2 years of documented operating history.
  • Bankruptcies must be dismissed/discharged for at least 7 years.
  • Targeting A/B credit, all credits that do not conform to this program will be rolled into the IBS Short Term Bridge Program

 

 

Learn how IBS, N.A. drives over 3,500 small and middle market sized companies through its nation-leading corporate finance programs via the buttons and brochure below or reach out to a Relationship Manager for more information:

 

Working Capital Loan

Asset Based Lending

Letter of Credit

IBS Client Financing Program

IBS Corporate Finance Brochure
Learn why thousands of small to medium-sized business choose IBS, N.A. as their sole capital provider.
IBS Corp Finance Brochure 11-2018.pdf
Adobe Acrobat document [854.8 KB]

Contact Us

Institutional Banking Services, N.A. CORP

 

Fort Lauderdale Office

Mailing and Appointments

401 E Las Olas Blvd

Suite 1400

Fort Lauderdale, FL 33301

 

Boca Raton Office 

Executive Office

101 Plaza Real S

Suite 222

Boca Raton, FL 33432

 

Capital Funding Solutions Office

2021 Tyler Street 

Suite 208

Hollywood, Florida 33020

 

 

Phone: +1 954 889-5827

Email:info@myinstitutionalbanking.com

 

Or use our contact form.

Expert Advice & Guidance

Life is full of surprises. Rely on our Relationship Managers and network of Attorney's, CPA's, Real Estate Brokers and Insurance Agents to provide you with sound financial advice that won't leave you scratching your head. We'll explain your options in uncomplicated terms. 

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